Best Car Loan Financing in South Carolina

If you need a car loan, SC Telco’s auto loans and car financing can help you get there. For both a new car loans and used car loan, we offer competitive auto loan rates as low as 3.49% APR*. Plus, enjoy 60 days of no interest and 90 days of no payments with SC Telco’s 60/90 Auto Loan Special¹. With competitive rates and same-day funding available², you’ll be hitting the road in style in no time!

New⁠ — as low as 3.49% APR*
Used⁠⁠ — as low as 4.49% APR*

*Rates shown are Annual Percentage Rates.

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Auto Loan Financing Options

Car Loan Member Resources


60/90 Auto Loan Special: Membership required. Subject to credit approval. ¹Must meet minimum credit and collateral to qualify. Actual term of loan begins no sooner than 60 days after the loan origination, and payment is based on actual term. Existing Credit Union auto loans are not eligible for refinancing with this offer. Program, rates, terms, and conditions are subject to change without notice. ²Same-day funding available on loans if: (1) the application is received by 2:00 pm on any day the Credit Union is open; (2) your application is approved using our standard underwriting guidelines; (3) you’ve provided all relevant information requested and we’ve had an opportunity to verify the information provided; and (4) you’ve reviewed and signed your loan agreements and disclosures. *Special rate is based on a new auto purchase equivalent to 3 model years and less than 30,000 miles, 730 or greater credit score (excludes thin file), loan-to-value is 110% or less of retail or invoice, and loan term is no more than 60 months. Discounts to this special rate do not apply.