If you live in Greenville, Taylors, Columbia, or Spartanburg, SC and you need a car loan, SC Telco’s auto loans and car financing can help you get there. For both a new car loans and used car loan, we offer competitive auto loan rates as low as 3.90% APR* and 4.90% APR*—plus great prices on our extended warranty program, which beats the dealer’s warranty 9 times out of 10. Have bad credit? No worries! We also offer poor or bad credit financing to meet your needs. Most importantly, SC Telco is member-owned and not for profit, which means everything we do is designed to improve the financial lives of our members.